About this Policy

This TIServices, LLC (“TI” or “We”) Privacy Policy (“Policy”) describes the information TI collects about you (“You” or “User”) and how TI uses and protects it. This Policy applies to TI’s current and former Users and replaces earlier versions.

TI reserves the right to modify this Policy at any time, in its sole and absolute discretion, with or without prior notice. Continued use of the TIServices, LLC website (www.mytitleins.com) (“Website”) by You constitutes Your acceptance of this Policy and of any revisions to this Policy. Please check this page regularly. TI may not send or post notices of updates to this Policy.

The Website allows You and other title insurance consumers and their advisors (e.g. lenders, mortgage brokers, real estate brokers, and attorneys) (“You” and/or “Users”) to locate a title company and to generally estimate the typical closing and ancillary fees and title insurance rates (these fees and rates to be displayed on the Website and herein referred to as “Quotes” and each a “Quote”) and compare the Quotes of various Colorado title companies (“Comparisons”), including titlecompanies that subscribe to TI’s services (“Subscribers”) and certain, listed title companies that may not subscribe to TI’s services (“Non-Subscribers”). Through an active Website link, Users also may be able to request additional information from a Subscriber or Non-Subscriber, such as an ownership and encumbrance report (“O&E”) or may be able to place title orders.

Summary

This section summarizes TI’s privacy practices. For more detail, please read the entire Policy.

• TI gathers information from You, Your transactions with it, and outside sources.
• TI uses this information to conduct its business, which is providing services to Subscribers.
• TI will share Your information (or the information You provide on behalf of others, such as Your clients or customers) with Subscribers and Non-Subscribers that provide title insurance services in the particular geographic location corresponding to the individual transaction information input by You.
• TI will not share Your information with others (excluding Subscribers and Non-Subscribers) without Your consent.
• TI will limit access to Your information and will use safeguards to help protect it.
• You may change, delete, and review Your information through the Website.

For purposes of this Policy, the “information” You provide refers to information You provide for and on behalf of Yourself and/or for and on behalf of others, such as Your clients or customers.

Information TI collects

TI collects information about You and from You in order to provide you with Comparisons and/or to allow You or others to request and receive products and/or information from Subscribers and possibly also from Non-Subscribers.

This information collected is called "Nonpublic Personal Information" if it identifies You and is not available to the public. Depending on the purpose of Your use of the Website, We collect it from some or all of the following sources. We have provided a few examples for each source, but not all may apply to You.

• User account information: You provide this when you set up Your account. We may also obtain it from other outside sources. It may include Your name, street and e-mail addresses, phone number, and business/occupation.
• Transaction information: This is information about Your or Your clients’ transaction(s). It may include the subject property’s location, property characteristics, loan amount, lender, and/or personal information about the subject borrower/title insurance customer (such as their name, street and e-mail addresses, phone number, and business/occupation).
• Website information: This information is unique to Internet transactions. It includes the website that linked You to the Website, Your computer operating system, and the pages You viewed on the Website. Some websites, including the Website, may also store "cookies" on Your computer. Cookies collect technical data, like Your internet protocol address, operating system, and session ID. They can also save certain information You enter.

Who might get information about You

We will share information about You as permitted by law and as set forth in our “Terms of Use” and “Subscription Terms and Conditions.” This includes sharing information supplied by You (whether Your personal information or that of Your clients or customers) with Subscribers and Non-Subscribers. Except as described in the “Subscription Terms and Conditions,” We will not share Your Nonpublic Personal Information with other companies for their marketing purposes without Your consent. There is no need to "opt out" or tell us not to do this.

Disclosures include those We feel are necessary to: a) provide the services to Subscribers as described in the “Subscription Terms and Conditions;” b) allow Subscribers and possibly also Non-Subscribers to provide You with their services; c) prevent fraud; d) perform research; or, e) or comply with the law. Recipients include, for example: TI’s affiliates, agents, contractors, employees, and service providers; Subscribers and their affiliates, agents, contractors, employees, service providers, and underwriters; TI service providers; law enforcement; courts, and government agencies. These parties may disclose the information to others as permitted by law or as necessary to provide the services. For example, Subscribers may disclose transaction information received through the Website to insurance companies with which they do business.

Where permitted by law, TI may also disclose enrollment or transaction information to service providers that help TI market its services.

TI makes no representation or warranty with respect to how Subscribers or Non-Subscribers or their affiliates, agents, contractors, employees, service providers, and underwriters will use Your information.

How TI protects Your information

TI restricts access to Your Nonpublic Personal Information to its affiliates, agents, contractors, employees, and service providers and others TI feels must have access to it to provide TI’s products and services. TI also maintains physical, electronic and procedural safeguards to protect Your information. TI makes no representation or warranty with respect to how Subscribers or Non-Subscribers or their affiliates, agents, contractors, employees, service providers, and underwriters will protect Your information.

How You can review and correct information TI has about You

You may change, delete, and/or review your account information through the Website. Contact TI if you have questions about this process.

TI cannot provide You with information Subscribers or Non-Subscribers or their affiliates, agents, contractors, employees, service providers, and underwriters have about You, and We cannot correct information Subscribers or Non-Subscribers or their affiliates, agents, contractors, employees, service providers, and underwriters have about You.

Location Identification

When You visit or use the Website, You may see messages tailored to Your specific city, county, or other location. We may be able to identify Your general geographic location using a system that recognizes and pinpoints the location of publicly routed IP addresses (the unique numbers computers use to communicate with other devices on computer networks) or through information You input. Although We can identify Your location, We do not receive Your personal information. We identify Your location only to provide You with information tailored to what ti presumes to be Your desired information.

Subscribers and Non-Subscribers

A list of Subscribers and Non-Subscribers on a per county basis is available in the “Locate a title Company” section of the Website.

Additional information for Website

When You visit the Website, We use the information We collect to provide services to You and Subscribers. We use Website information to help understand what You want. We also use Website information to analyze use of the Website. Information that does not identify You, or that You give us for surveys, may be used for marketing purposes.

We may advertise on other companies' websites. Some of these websites may use cookies and web beacons when You click on or move Your cursor over our ads. This technology will transmit non-personally identifiable information about You to us or to our service providers.

You can choose to have Your computer warn You each time a cookie is being sent, or You can choose to reject all cookies. You do this by changing the settings on Your browser (e.g., Internet Explorer, Netscape, Mozilla Firefox, etc.). If You choose to reject cookies, some of our services may not function properly.

E-mail address

TI collects Your e-mail address so that We and/or Subscribers and/or Non-Subscribers can send You e-mails concerning Your transactions and other information We or the Subscribers and/or Non-Subscribers think You will find useful.

To ensure You get e-mails, TI or its Subscribers and/or Non-Subscribers’ service provider(s) may receive confirmations when You open them or click through e-mail links. These confirmations may also show whether Your e-mail system supports graphics, so TI or its Subscribers and/or Non-Subscribers can tailor messages to You.

TI makes no representation or warranty regarding Subscribers or Non-Subscribers’ use of Your e-mail address or emails.

Links to other websites

TI’s Website contains links to websites of others, including to Subscribers and Non-Subscribers. These links are for Your convenience. Also, TI may track and keep a record of Your links to its Subscribers or Non-Subscribers. TI makes no representations or warranties about these other websites, including about Subscribers or Non-Subscribers’ websites. You should read the terms of use and/or privacy and security policies of these other websites.

Authority

To the extent You are using the Website for and/or on behalf of a third party (such as for one of Your clients or customers), You represent and warrant You have full authority from such third party to use the Website on their behalf and to provide information about them in connection with that use and further agree to defend, hold harmless, and indemnify TI from and against any claims by such third party related to Your use of the Website on their behalf.